Stay Cool With Our Ice Machine Insurance

Fleming & Riles Insurance is pleased to announce that we have a new carrier and a new customized insurance program for ice vending machine business owners.

This program is underwritten by Lloyds of London. It will offer coverage for inland machines, as well as coastal machines (at a slightly higher premium), whose policies come with the option for windstorm insurance coverage.

Program Features

  • Minimum Premium of $500 (plus tax and fee)
  • $1,500 and $2,500 Deductible Options
  • Discounts for Multiple Machines
  • Discounts for Protective Devices
  • Available in All States except Alaska, Hawaii, and Kentucky

This program has a base pricing structure of $500 (plus tax and fee) for the first machine, depending on location and any claims, and each additional machine may be added for less than the base premium. There will also be discounts available (approximately 5% each) for additional safety items, such as security cameras and alarms.

Machines that are housed within 60 miles of the coast can be insured for a higher minimum premium if the windstorm insurance coverage option is chosen. These machines will also be subject to a 5% wind deductible.

A basic auto insurance policy is comprised of six different kinds of coverage – Bodily Injury Liability, Medical Payments or Personal Injury Protection, Property Damage Liability, Collision, Comprehensive, Uninsured and Underinsured Motorist Coverage – each of which is priced separately. Most states require you to buy some, but not all, of these coverages. If you’re financing a car, your lender may also have additional requirements.

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